In today’s global agricultural economy, risks to producers, processors and marketers are expanding and surfacing in many ways – exposing all to more unfavorable circumstances and increasing uncertainty. Developing a risk management plan helps business owners anticipate and mitigate risks, thus reducing their negative impact.

Farm and ranch managers generally spend most of their time making day-to-day operational decisions such as when to seed or harvest, when to sell cows, or whether to purchase new equipment, now or later. While short-term operational planning is important, it doesn't substitute for long-term planning.

Every lending institution has a set of credit standards or guidelines that are used to analyze and approve loans. To help our customers better understand the decision-making process for approving and renewing loans, we commonly refer to these standards as the Five C's of Credit: Character, Capital, Capacity, Collateral and Conditions.

Thoroughly understanding your business' financial performance is critical for success in today's increasingly competitive agricultural environment.

One of the most critical decisions a businessperson makes is choosing a lender.

Buying, selling or financing rural properties is often different from properties within city limits. In this guide, you'll find helpful planning tips and practical advice for buying rural land.